mollyMarieMaguire

Key Documents To Prepare For Your Mortgage Lender

📝🏦 Key Documents to Prepare for Your Mortgage Lender Proof of Income: 💰📄 Recent pay stubs, W-2s, and tax returns. Credit Report: 📊💳 A current credit report with your credit score. Bank Statements: 🏦📋 Statements from the past 2-3 months for all accounts. Employment Verification: 💼✅ A letter from your employer verifying your position and salary. Debt Information: 📅💳 Details of any outstanding debts, including loans and credit cards. Proof of Assets: 💵📜 Documentation for savings, retirement accounts, and investments. Rental History: 🏠📝 Recent rent payment history, if applicable. Identification: 🆔📇 A copy of your driver’s license or passport. Down Payment Source: 💸🏡 Proof of where your down payment funds are coming from. Gift Letters: 🎁📄 If using gift funds, a letter from the donor confirming the money is a gift. Being organized with these documents will streamline your mortgage process. Have questions? Let’s connect! 💬🏡 #MortgageChecklist #HomeBuyingTips #ExpertLending