Category: Credit
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Are You Waiting For The Perfect Time To Buy A Home?
🏠💡 First-time homeowner: Waiting for the perfect time to buy a home? 🤔💰 Consider this—every day you wait is a day you could be building equity. Investing sooner means your money starts working for you sooner, too. Let’s discuss how homeownership can be a smart financial move for your future! #HomeownershipBenefits #BuildEquity #SmartInvesting #MollyMaguire #MortgageSpecialist
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Private Mortgage Insurance Tips and Tricks
🔍📋 Let’s dive into Private Mortgage Insurance (PMI)! What is it? 🏠 PMI is insurance that protects the lender if you can’t make your mortgage payments. It’s usually required if your down payment is less than 20%. Tips & Tricks: 💡 Increase your down payment to 20% to avoid PMI. 💡 Improve your credit score…
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Factors That Can Lead a Loan to not be Approved
Factors That Can Lead To A Loan Not Being Approved ⚠️🚫 Cautionary Tale: Factors That Can Lead to a Loan Not Being Approved Credit Issues: 💳 Low credit scores or recent late payments can raise red flags. Debt-to-Income Ratio: 📊 Too much debt compared to income can make lenders wary. Employment Changes: 💼 Recent job…
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Top 10 Things You Should Tell Your Lender
Top 10 Things to Tell Your Lender Before Buying Your First Home Employment History: Share your job stability and income details. Income Sources: Disclose all sources of income, including bonuses and freelance work. Debts: List all current debts like student loans, car loans, and credit cards. Credit History: Be transparent about your credit score and…
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Don’t Let Hurdles Hold You Back: Your Guide to Overcoming Homebuying Challenge.
Let’s chat about solutions
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What is my FirstHome IQ score?
Sure, here’s the concise summary: “Take the quiz at https://www.firsthomeiq.com/getmyscore and share your results with me!”
mollyMarieMaguire 