Tag: Credit
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Book Recommendation
What “The Psychology of Money” Taught Me About Helping Iowa Buyers Make Smart Decisions I just finished Morgan Housel’s “The Psychology of Money,” and honestly, it should be required reading for anyone making big financial decisions—especially buying a home. After 25 years originating loans, I’ve seen these principles play out thousands of times. Here’s what…
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Private Mortgage Insurance Tips and Tricks
🔍📋 Let’s dive into Private Mortgage Insurance (PMI)! What is it? 🏠 PMI is insurance that protects the lender if you can’t make your mortgage payments. It’s usually required if your down payment is less than 20%. Tips & Tricks: 💡 Increase your down payment to 20% to avoid PMI. 💡 Improve your credit score…
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Don’t Let Hurdles Hold You Back: Your Guide to Overcoming Homebuying Challenge.
Let’s chat about solutions
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Filling out a Mortgage Application
When applying for a mortgage, it’s essential to gather the necessary documents to demonstrate your financial stability and eligibility. Here’s a checklist of what you’ll typically need to include in your mortgage application: Remember that the first step is completing the Uniform Residential Loan Application, which asks for personal and financial details. Once you’ve submitted the application,…
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Let me be your Mortgage Guide. #mortgage #guide
Being in the mortgage industry for the past 18 years, I haveknowledge and experience you need to feel confident about amortgage transaction. Let me be your credit detective andguide you through the what to do and what not do whenpurchasing a home. I will crunch the numbers to find anaffordable mortgage payment for the home…
mollyMarieMaguire 