Tag: Des Moines
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The Truth About Down payment Assistance in Iowa
The Truth About Down Payment Assistance in Iowa Molly Maguire helps first-time buyers access thousands in down payment assistance regularly. Here’s what most people don’t know about these programs. It’s Not a Loan You Repay Iowa Finance Authority assistance doesn’t require monthly payments in most programs. It’s forgivable assistance that disappears after you’ve lived in…
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Factors That Can Lead a Loan to not be Approved
Factors That Can Lead To A Loan Not Being Approved ⚠️🚫 Cautionary Tale: Factors That Can Lead to a Loan Not Being Approved Credit Issues: 💳 Low credit scores or recent late payments can raise red flags. Debt-to-Income Ratio: 📊 Too much debt compared to income can make lenders wary. Employment Changes: 💼 Recent job…
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Top 10 Things You Should Tell Your Lender
Top 10 Things to Tell Your Lender Before Buying Your First Home Employment History: Share your job stability and income details. Income Sources: Disclose all sources of income, including bonuses and freelance work. Debts: List all current debts like student loans, car loans, and credit cards. Credit History: Be transparent about your credit score and…
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Don’t Let Hurdles Hold You Back: Your Guide to Overcoming Homebuying Challenge.
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Filling out a Mortgage Application
When applying for a mortgage, it’s essential to gather the necessary documents to demonstrate your financial stability and eligibility. Here’s a checklist of what you’ll typically need to include in your mortgage application: Remember that the first step is completing the Uniform Residential Loan Application, which asks for personal and financial details. Once you’ve submitted the application,…
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CITYVIEW’s BEST OF – VOTE for Midwest Family Lending !
It’s that time of year again — the leaves are turning colors, pumpkin spice flavored everything has hit the store shelves and the polls are open to vote for your favorite local mortgage company! If you feel your experience with Midwest Family Lending warrants voting us “Best of Des Moines,” I have a favor to…
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